18-03-2026
Source: MIST
Source: Youm7
The Central Agency for Public Mobilization and Statistics (CAPMAS) issued its annual bulletin on banking deposits and credit, covering developments during 2024/2025 compared to 2023/2024.
1. Bank Deposits
Total bank deposit balances rose to EGP 14,887.3 billion in 2024/2025, an increase of 24.1% over the previous year.
Household sector deposits reached EGP 8,872.2 billion, up 26.2%, with individuals accounting for 96% of this sector’s deposits. The household sector represented 59.6% of total deposits.
Private business sector deposits amounted to EGP 2,406.5 billion, up 21.1%, with organized private businesses holding 79% of this sector’s deposits. This sector represented 16.2% of total deposits.
Public services sector deposits stood at EGP 1,563.8 billion, down 2.4%, with government treasury and administration accounting for 96.6% of this sector’s deposits. This sector represented 10.5% of total deposits.
2. Bank Credit
Total bank credit balances rose to EGP 9,351.0 billion in 2024/2025, an increase of 29.6% over 2023/2024.
Private business sector credit reached EGP 2,727.7 billion, up 23.1%, with organized private businesses receiving EGP 2,251.1 billion (82.5% of this sector’s credit). This sector accounted for 29.2% of total bank credit.
Public business sector credit reached EGP 4,021.1 billion, up 30.6%, driven by credit to public economic authorities (EGP 3,575.1 billion, 88.9% of this sector’s credit). This sector accounted for 43% of total bank credit.
3. Liquidity Surplus
The banking system’s liquidity surplus reached EGP 5,536.3 billion in 2024/2025, up 15.9% from the previous year.
This surplus reflects deposits exceeding credit balances, with liquidity representing 37.2% of total deposits in the banking system.
EGX30
Advancing : Declining 2.73 : 1
shares