Sigma Capital

17-06-2026

Valu and EBRD Expand Consumer Access to Energy-Efficient Household Solutions in Egypt

Source: MIST

EGP 600 million to increase access to green technologies and build a scalable consumer finance market
Valu, Egypt's leading universal financial technology powerhouse, announced today its landmark EGP 600
million (€10.7 million equivalent) loan from the European Bank for Reconstruction and Development
(EBRD) to support Egypt's green transition. This partnership underscores the immense confidence one of
the world's leading financial institutions has in Valu's potential.
The financing will allow households across Egypt to purchase energy-efficient appliances, solar solutions,
and other green technologies through affordable, flexible financing terms, helping reduce energy costs and
expand access to energy-efficient products. Through Valu's digital platform and merchant network, the
project brings climate-related investment to the household level, extending green finance beyond corporates
to individual consumers.
This facility will help Valu develop dedicated green finance products, strengthen the identification and
tracking of eligible investments, and build a robust pipeline of green assets in the retail segment. By
strengthening consumer finance and stimulating demand for energy-efficient and renewable technologies,
the project contributes to Egypt's green transition. It supports the development of a more sustainable,
low-carbon, and resilient economy. Egypt is a founding member of the EBRD, and since 2012, the EBRD
has invested more than €14.6 billion in over 225 projects across the country.
Karim Riad, CFO of Valu, stated: "This partnership with the EBRD highlights the trust that EBRD has in
Valu's ability to advance accessible green finance at scale in Egypt. By integrating dedicated green financing
solutions into Valu's platform, we enable consumers to make more sustainable purchasing decisions without
compromising affordability or convenience. This transaction also reinforces our commitment to building a
diversified and resilient funding base that supports long-term growth, while contributing to the transition
toward a low-carbon economy. This isn't just about capital; it's a powerful validation of Valu's sophisticated
credit scoring, transparent governance, and world-class operational diligence".
By choosing Valu to spearhead Egypt's green transition at the household level, the EBRD recognizes Valu's
unique ability to scale sustainable solutions-like solar power and energy-efficient tech. This investment
highlights the maturity of Egypt's consumer finance sector and Valu's role as a pioneering fintech ecosystem
transforming how consumers access green finance, ensuring transparency and flexibility every step of the
way.